Comparison
Recovia vs Prushka Fast Debt Recovery.
Prushka Fast Debt Recovery is one of Australia's better-known SME-focused collection agencies with a long track record in professional services. Recovia is a technology-first collections platform built to give SME creditors real-time visibility and self-serve control. Here's how they compare.
This page is written by Recovia. We’ve tried to be honest — where Prushka Fast Debt Recovery is a better fit for a particular customer, we say so. Details about Prushka Fast Debt Recovery are from their public marketing site and may not reflect current internal pricing or feature scope. If anything here is out of date, tell us.
Modern platform vs established SME agency
Where the two differ.
Target market
Recovia · SMEs and mid-market creditors across all commercial trade debt sectors
Prushka Fast Debt Recovery · SMEs with a long focus on professional services and trade businesses
Why it matters · Prushka has historically been strong with professional services creditors — accountants, lawyers, medical practices. Recovia covers the same sectors with a technology-first approach.
Technology platform
Recovia · Modern cloud-native platform — real-time dashboard, debtor self-service portal, API, automated workflows
Prushka Fast Debt Recovery · Established agency with online portal; less emphasis on self-serve automation
Why it matters · The gap between legacy agency systems and modern SaaS collections platforms is widening. Real-time visibility into every contact attempt and status update is now table stakes for creditors who want to manage their book actively.
Debtor self-service portal
Recovia · Included for every account — debtors can pay, plan, dispute, and request hardship 24/7 on mobile
Prushka Fast Debt Recovery · Payment facility available; self-service dispute and hardship portal less prominent
Pricing model
Recovia · Commission-only on recovery — no upfront fees, no minimums, published rates
Prushka Fast Debt Recovery · Commission-only model; rates by negotiation rather than published schedule
Pricing transparency
Recovia · Published rate schedule on website — creditors know the exact commission before placing
Prushka Fast Debt Recovery · Rates available on request; not published publicly
Onboarding
Recovia · Self-serve — upload a CSV, first campaign live within an hour
Prushka Fast Debt Recovery · Account setup via phone or form; typically 1–2 business days to go live
Real-time reporting
Recovia · Live dashboard with every contact attempt, status, and payment visible in real time
Prushka Fast Debt Recovery · Regular reporting via account manager; less real-time visibility
Trust accounting
Recovia · Native per-client trust ledger with full remittance and reconciliation workflow
Prushka Fast Debt Recovery · Trust accounting for collected funds; standard industry practice
ACCC/ASIC compliance
Recovia · RG 96-aligned contact schedules, built-in suppression lists, documented hardship process
Prushka Fast Debt Recovery · Experienced agency with established compliance processes
Bureau reporting
Recovia · Bureau listing capability with documented process and debtor notification
Prushka Fast Debt Recovery · Credit bureau reporting available as part of the collection process
Pick Recovia when
- You want a real-time dashboard showing exactly what's happening on every account
- You need debtors to be able to self-serve — pay, plan, or raise a hardship request — without involving your team
- You want published commission rates before you commit
- You need same-day onboarding via CSV upload
- You're placing accounts from construction, transport, strata, or trade sectors
Pick Prushka Fast Debt Recovery when
- You've used Prushka before and have an existing relationship with an account manager
- Your book is primarily professional services debt (legal, accounting, medical) where Prushka has deep sector experience
- You prefer a phone-first relationship over a self-serve platform
See Recovia for yourself, no pitch deck.
Book 20 minutes with the founder. We'll load a sample of your accounts and walk through what a first month of recovery would look like on the platform.