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SME Debt Recovery · Sydney

Small business cash flow shouldn't depend on who pays you last.

Late payment costs Sydney SMEs more than just money — it costs time, stress, and focus you can't afford to lose. Recovia recovers your outstanding invoices on commission, so you can focus on running your business instead of chasing debtors.

$115BLost annually to late payment in Australia
52 daysAverage payment time for Australian SME invoices
1 in 5Sydney SMEs report cash flow problems from late payment

The problem

Why most Sydney SMEs write off debts they shouldn’t.

"It's not worth a lawyer"

Many Sydney SMEs assume debt recovery requires expensive legal action. It doesn't — a collections agency works on commission and costs you nothing unless they recover.

"I don't want to damage the relationship"

Handled professionally, recovery rarely damages relationships — and an unpaid invoice left to fester damages them far more.

"I don't have time"

Chasing debtors yourself takes hours you don't have. We do it for you — with professional systems and compliance infrastructure you don't have to build.

"They said they'll pay soon"

The longer you wait, the less you recover. Accounts placed within 30 days recover at twice the rate of those placed at 90+ days. Place early.

What we do

Recovery built for businesses without a collections team.

Upload in minutes

Upload your invoices via CSV or our wizard — takes 10 minutes, no technical setup required.

24-hour first contact

We make first contact within 24 hours of placement. Speed matters — early contact recovers more.

Compliance built in

RG 96 contact rules, hardship holds, dispute management — all handled. Your business is protected.

Payment plans

We negotiate affordable payment arrangements when the debtor can't pay in full — recovering something is better than recovering nothing.

Real-time tracking

Log in anytime to see the status of every account — contact attempts, responses, amounts recovered.

No win, no fee

Commission-only. If we don't recover, you pay nothing. No retainers, no setup fees, no surprises.

Stop writing off debts you're owed.

Place your outstanding invoices today. Commission-only, no upfront cost, and a Sydney team that knows what it takes to recover from local debtors.